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COLUMN: Ask the Money Lady – What to pay your advisor

Christine Ibbotson 4 minute read Yesterday at 5:24 PM CST

Dear Money Lady,

I want to change advisors for the New Year because I think I am paying too much. What should I be paying for a portfolio of about $500K. Thanks, John.

Many Canadians worry about the fees they pay their advisors and wonder if they’re paying too much regardless of the amount they have saved. Having been an investment banker for over 30 years, I can tell you, you do get what you pay for. However, fees, inflation, and future market volatility always eat away at your retirement capital, decreasing your purchasing power, and eventually forcing you to lower your lifestyle as you age. Remember, the key is to maintain a well-diversified portfolio which includes bonds, cash, and high-quality stocks. When you’re looking for an investment “partner,” try to pick an advisor who really has your best interests at heart and can help you financially plan your future. Ask them what their goals are for your portfolio and how they plan to achieve them. Understand how they’re paid and question the commissions they receive on your investments. So, let’s talk about that, what should you pay? There are two basic fee structures that most advisors adhere to – transactional or fee-based.

Transactional fees are charged with every investment transaction. This is often the case when you buy fixed income investments such as bonds. A fee is charged when you purchase the bond and then again when you sell it. There are not many advisors that still offer transactional fee structures when buying securities. They seem to have left the industry with the vintage old-school stockbrokers who had to do multiple trades every month to make any money. A method we used to call “pump & dump” back in the day. Now we have investment advisors that want to put you in fee-based plans, designed to offer more protection for clients along with a consistent revenue stream for the advisor and brokerage firm.

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Carillon Sports Second Shots: Jan. 22nd edition

Cassidy Dankochik 1 minute read Preview

Carillon Sports Second Shots: Jan. 22nd edition

Cassidy Dankochik 1 minute read Yesterday at 12:00 PM CST

Featuring an SRSS Hockey game Jan. 14, a Niverville Nighthawks game Jan. 15, an Eastman Selects U18 AAA game Jan. 15, a Steinbach Pistons Game Jan. 16 and a HTJHL game in Steinbach Jan. 17

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Yesterday at 12:00 PM CST

Niverville beat rivals Selkirk in a matinee game Jan. 15. (Cassidy Dankochik The Carillon)

Niverville beat rivals Selkirk in a matinee game Jan. 15. (Cassidy Dankochik The Carillon)

Steinbach buys land near city dump

Greg Vandermeulen 1 minute read Yesterday at 11:18 AM CST

Steinbach city councillors voted unanimously to purchase a parcel of land on Hanover Road East, east of the city landfill.

The motion saw councillors approve the purchase of the 6.7-acre lot complete with a 5,400 sq. ft. shop for $450,000. Steinbach already owns land on two sides of the lot.

Coun. Michael Zwaagstra made the motion, saying it creates opportunities for future uses in regard to the landfill.

“While it would not immediately be used for landfill purposes, it does make sense for the city to acquire it,” he said.

Giving Fence in Steinbach sees rising use, community support

Matthew Frank 3 minute read Preview

Giving Fence in Steinbach sees rising use, community support

Matthew Frank 3 minute read Yesterday at 8:35 AM CST

When Lillis Penner began the Giving Fence, she wanted to address the poverty seen in her neighbourhood.

Now after one and a half years, the free take-what-you-need resource outside her Steinbach home on First Street has “exploded” in both community support and usage.

“They can take what they want without feeling ashamed or embarrassed. Some people just don’t want (others) to know that they need it,” she told The Carillon.

Penner stocks the small black fence every day because all of the items attached are all gone by the evening. Since launching in April 2024, she’s shifted from only supplying non-perishable foods to keeping shampoo, socks, toques, hand warmers and sewing kits stocked on the fence.

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Yesterday at 8:35 AM CST

MATTHEW FRANK THE CARILLON

Lillis Penner stands beside the Giving Fence near her First Street home in Steinbach on Jan. 21.

MATTHEW FRANK THE CARILLON 

Lillis Penner stands beside the Giving Fence near her First Street home in Steinbach on Jan. 21.

COLUMN: Arts and Culture – Message from the executive director

Steinbach Arts Council 5 minute read Tuesday, Jan. 27, 2026

As a new year of programming at the Steinbach Arts Council begins, we like to take a moment to pause. It’s an opportunity to set goals for the months ahead, but also to look back and take note of what we’ve accomplished together.

Over the past year, the Steinbach Arts Council saw continued growth in participation, partnerships, and community impact. More than 160 programs, concerts, and exhibits brought people of all ages together — from preschool participants to free concerts for seniors. What stood out most wasn’t just the number of activities and events, but the way arts and culture continued to connect people across communities throughout the Southeast.

In our corner of the province, arts programming plays an important role. It creates opportunities for young people to build confidence and skills, supports local artists and educators, and brings people together in shared spaces — whether that’s a class, a concert, or a gallery opening. This past year, we focused on expanding outreach beyond our centre, partnering with schools, care homes, and community organizations to make it easier for people to engage and to offer even more opportunities to learn and connect.

We also saw strong demand for youth and after-school programs, sold-out performances in our concert series, and increased collaboration with local artists. These experiences contribute to a healthy community and help position our region as a place where creativity and quality of life go hand in hand.

Ste Anne’s Zach Lansard shoots up NHL draft list

Cassidy Dankochik 2 minute read Preview

Ste Anne’s Zach Lansard shoots up NHL draft list

Cassidy Dankochik 2 minute read Tuesday, Jan. 27, 2026

Zach Lansard’s reputation as an NHL prospect is certainly growing.

The 2008-born forward from Ste Anne rose the NHL Central Scouting rankings, moving up from potential late-round pick to 72nd among all North American skaters in the most recent rankings.

If that ranking reflects NHL teams’ internal ratings, he could be selected in the third round, the same as fellow Eastman draft pick Owen Martin last year.

Through 39 games this season, Lansard had 15 goals and 21 assists for the Regina Pats in the Western Hockey League.

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Tuesday, Jan. 27, 2026

Zach Lansard is on track to be selected in the 2026 NHL draft. (Cassidy Dankochik The Carillon)

Zach Lansard is on track to be selected in the 2026 NHL draft. (Cassidy Dankochik The Carillon)

Steinbach’s frozen princess draws social media spotlight

Matthew Frank 4 minute read Preview

Steinbach’s frozen princess draws social media spotlight

Matthew Frank 4 minute read Tuesday, Jan. 27, 2026

A Steinbach hotel’s unlikely mascot has become a snowy social media sensation, creating a local and international fan base.

Cass Wieler, known to others as the Days Inn Elsa, never expected an impromptu marketing video showing off the hotel while dressed as the Disney Frozen princess would garner millions of views on Instagram.

“I think going viral in this day and age is so hit and miss. The things you think are going to go great, but don’t, and the things you think will not, all of a sudden blow up,” she told The Carillon.

Wieler, the hotel’s general manager, said she first got the idea to make the video after a friend bought the costume and asked Wieler to dress up as the princess for her daughter’s birthday. Once the birthday appearance was done and while still in costume, she decided to shoot a “silly video for the kids” at the hotel to make some quick advertising content.

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Tuesday, Jan. 27, 2026

MATTHEW FRANK THE CARILLON

Cass Wieler, dressed as the Days Inn Elsa, films an Instagram video to showcase one of the hotel’s themed rooms. Wieler went viral, racking up millions of views, after she posted her first video in the costume.

MATTHEW FRANK THE CARILLON 

Cass Wieler, dressed as the Days Inn Elsa, films an Instagram video to showcase one of the hotel’s themed rooms. Wieler went viral, racking up millions of views, after she posted her first video in the costume.

COLUMN: View from the Legislature – All party committee got it half right

Kelvin Goertzen, MLA for Steinbach 4 minute read Tuesday, Jan. 27, 2026

Throughout my time in politics, I have been supportive of political parties working together on issues that should rise above the usual partisan bickering that happens in every legislature. When political parties do work across partisan lines, it is usually through the respective house leaders of each party and more often than not it is done quietly and without much fanfare.

Sometimes however, there are issues that are big or pressing enough where a more formal structure is needed. This often takes the form of an all-party committee or task force. In Manitoba, there is a history of these all-party committees having some positive results. There have been all-party efforts related to constitutional issues, regarding community safety and regarding proposed legislation, such as banning smoking in indoor public places. What has been common in these past efforts is that a committee is formed that has representation from all political parties, there is usually some public consultation and then a report or recommendation is made from the committee in a unanimous or consensus way. This ensure that there is buy-in from all sides.

It was imagined that this was the intention when Premier Wab Kinew announced that there would be an all-party committee formed to make recommendations on public funding going to local news organizations in Manitoba. To be sure, this is an important issue. Local news plays a critical role in our province and communities. Whether or how support is provided is something that is of interest to the public and worth examining.

Perhaps the fact that the NDP premier did not actually consult with other political parties before making the announcement should have been an early warning sign about where this was headed, but Manitoba’s official opposition, the PC Party of Manitoba, agreed to participate by having two of its members on the committee.

COLUMN: Think Again – Respect in schools is a must

Michael Zwaagstra 4 minute read Monday, Jan. 26, 2026

In Quebec, a new provincial regulation states that students must address their teachers as “vous” rather than “tu.”

It’s a significant change when you realize that the pronoun vous is a more formal way of addressing a person. Not only that, but Quebec students will also be required to refer to their teachers by titles such as “Mr.” or “Ms.”

In other words, teachers and students won’t be on a first name basis in Quebec schools. Students will use formal titles in addressing teachers. After all, teachers are authority figures in school, not their students’ buddies. Formalizing the language is an important step in creating the respectful environment needed for education to take place.

Other provinces, including Manitoba, would do well to take this topic seriously. While most Manitoba schools currently expect students to refer to their teachers by title and last name, this practice isn’t universally followed. Being on a first name basis with students sends the unfortunate message that there’s no difference between the roles of teacher and student.

Norman Blizzard head coach leaves program

Cassidy Dankochik 2 minute read Preview

Norman Blizzard head coach leaves program

Cassidy Dankochik 2 minute read Monday, Jan. 26, 2026

The Norman Blizzard’s championship defense season could not have gone worse.

After losing most of the core that led them to that championship, as well as head coach Eric Labrosse before the season even began, they turned to Ty Valin to try and recover the season.

That hiring hasn’t worked out as they had hoped with the team announcing Valin “will no longer be filling the position as Head Coach/General Manager,” on social media Jan. 13.

“Ty has given his time, energy, and passion to our organization, and we are appreciative of his commitment to our players and staff,” the team posted.

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Monday, Jan. 26, 2026

Derek Puttick is the interim coach for the Norman Blizzard after Ty Valin left the program Jan. 13. (Norman Blizzard)

Derek Puttick is the interim coach for the Norman Blizzard after Ty Valin left the program Jan. 13. (Norman Blizzard)

COLUMN: Carillon Flashback October 14, 1992 – Dumont and Epp pitching constitutional deal to Metis

Wes Keating 3 minute read Preview

COLUMN: Carillon Flashback October 14, 1992 – Dumont and Epp pitching constitutional deal to Metis

Wes Keating 3 minute read Monday, Jan. 26, 2026

The Charlottetown Constitutional Accord will move Canada closer to fulfilling the vision of Louis Riel, National Metis Council President Yvon Dumont told a meeting at Richer.

Speaking to a district meeting of the Manitoba Metis Federation, Dumont was accompanied by National Energy Minister Jake Epp and La Verendrye MLA Ben Sveinson.

“Metis like myself are proud of our heritage, but we are also proud of Canada. We believe in Canada.”

Dumont said the constitutional deal helps fulfill Riel’s vision of a Canada as a country where people from any lands can leave conflict behind and live together in peace, without having to give up their language and culture.

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Monday, Jan. 26, 2026

CARILLON ARCHIVES

National Energy Minister Jake Epp and National Metis Council president Yvon Dumont discuss the “Yes” campaign at a meeting in Richer.

CARILLON ARCHIVES 

National Energy Minister Jake Epp and National Metis Council president Yvon Dumont discuss the “Yes” campaign at a meeting in Richer.

COLUMN: Report from the Legislature – A new year is time for renewal

Ron Schuler, MLA for Springfield-Ritchot 2 minute read Monday, Jan. 26, 2026

The start of the new year is always a joyous time.

The snow seems brighter, the air feels cleaner, and the excitement of fresh beginnings shows in everyone’s smile. It marks the opening of a new chapter, but it also invites us to reflect on the previous year, on our struggles, our triumphs, and everything we’ve learned along the way. For many, the new year is the beginning of new habits and growth.

Much of this joy stems from Christmas, which passed only a short time ago. Christmas is, for many, a season of celebration, of family gathered together, of giving and receiving gifts, of sharing quiet moments in each other’s company. Watching my granddaughter open gifts in front of the Christmas tree is truly a special moment. Above all, Christmas is when we celebrate the birth of Jesus Christ on this earth.

Christmas holds a special place in our hearts, but it is only one part of what made the past year meaningful. As we look back, we can also remember the many parades, hockey games, graduations, and celebrations that filled our days. These moments, both festive and familiar, are what bring our community together and remind us of the joy we share throughout the year.

SPORTS FLASHBACK 2017: Rest easy, Jean Guy Tetrault

Wes Keating 4 minute read Preview

SPORTS FLASHBACK 2017: Rest easy, Jean Guy Tetrault

Wes Keating 4 minute read Sunday, Jan. 25, 2026

A La Broquerie hockey legend lost a lengthy and courageous battle with cancer New Year’s Day, 2017.

Anybody who ever played hockey with Jean Guy Tetrault remembers him well. Anybody who ever played hockey against Jean Guy Tetrault remembers him even better.

A gentle man off the ice, a tough guy on the ice, and a hockey idol for two generations of La Broquerie Habs hockey fans, Jean Guy Tetrault passed away in the early hours of January 1, surrounded by his family.

He came by his hockey reputation honestly and early in his career. As the story goes, hockey players learned to take a wide berth around young Jean Guy when he first stepped on the ice at St Boniface College as a young student there.

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Sunday, Jan. 25, 2026

Carillon Archives

Jean Guy Tetrault speaks before a La Broqurie Habs game in 2008.

Carillon Archives 

Jean Guy Tetrault speaks before a La Broqurie Habs game in 2008.

Manitoba launches digital health card

Matthew Frank 1 minute read Sunday, Jan. 25, 2026

Manitobans can now access their health card digitally, along with the previous plastic or paper options.

The province launched its first digital health card on Jan. 12. The new card allows people to store their health card on a mobile device and show it to health care providers.

When signing up, Manitobans can ask for the plastic card options, a digital card or both. The MB Wallet app, the government app which stores the digital card, is free for users to download from the Apple App Store or Google Play. Once the digital card is downloaded, the app stores the information and is accessible offline.

To apply and find more information, Manitobans can go to https://gov.mb.ca/health/mhsip/digitalhealthcard.html

AS I SEE IT COLUMN: I deserve Vic Peters’ Brier gold medal

James Loewen 4 minute read Sunday, Jan. 25, 2026

Given the crazy events of the past week, I now think I should get some awards.

When the late legendary Vic Peters won the Brier in 1991, our 2 Sports Guys show was a huge supporter of Vic. We were proud a fellow Steinbacher was the best curler in the country, and we cheered him on like crazy; we were even in Regina to watch Vic’s rink win the Brier. Given my enthusiastic cheerleading, I think I’ll ask Vic’s wife or daughter if they will give me Vic’s Brier medal.

Twelve or so years before that, my teammate Darcy Gryba beat out future NHL Hall of Famer Brett Hull as the MVP of a huge midget hockey tournament in Calgary. Yes, it’s true I stick-handled like the puck was a hand grenade and my coach said my slapshot “wouldn’t disturb a pail of water,” but I worked like a dog that tournament. I worked so hard I’m now going to ask Darcy if he will give me his trophy (which is still the biggest trophy I’ve ever seen. I think it was nearly as tall as Darcy was.) So what if he scored a ton of goals and I didn’t — I now think I deserve his trophy.

And before that, when I was a pip-squeak kid in grade 10 with a mullet, I was a huge cheerleader for Paul Reimer, who was easily the best volleyball player in the province. Nobody, and I mean nobody, was a bigger supporter of Paul than I was. So I’m going to ask Paul if he’ll give me his award. He earned it, but now I think he should give it to me.

Ritchot contest gives snow plows new nicknames

Matthew Frank 2 minute read Preview

Ritchot contest gives snow plows new nicknames

Matthew Frank 2 minute read Sunday, Jan. 25, 2026

Residents gave the Rural Municipality of Ritchot’s snow plows a new personality following the municipality’s inaugural nickname contest for the machines.

The winning names for the Name A Plow contest were announced on Jan. 12 for Ritchot’s eight machines, with two dedicated in each ward.

“Everybody really enjoyed it, and now they can all see their plow go by,” said Danielle Peters, the rural municipality’s community engagement coordinator.

The contest for 18 years old and under launched in Dec. 8 and 35 submissions were received by the Dec. 15 deadline, she said. The idea for the naming contest came after the City of Winnipeg held a similar campaign for its snow clearing equipment, Peters said. Ritchot attempted to run the contest last year, but it didn’t get planned in time, she added.

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Sunday, Jan. 25, 2026

SUPPLIED

River Calais poses with his father and Ritchot’s mascot with his winning name Big Gus for the Name A Plow contest.

SUPPLIED 

River Calais poses with his father and Ritchot’s mascot with his winning name Big Gus for the Name A Plow contest.

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