COLUMN: On the Fence Line – Holding a horse: Small decisions can prevent big problems

Horse shows, trail rides and recreational gatherings are great opportunities to connect with other horse enthusiasts. It’s common to ask a friend to hold your horse while you retrieve tack, park a trailer or take care of another quick task. Even so, a horse can react unexpectedly to unfamiliar sights, sounds or activity. Taking a few simple precautions can help prevent accidents and property damage.

Before asking someone to hold your horse:

Choose an experienced and confident handler whenever possible.

Use a properly fitted halter and a lead rope in good condition.

Ask the handler to remain attentive and avoid distractions.

Everyone, but especially youth, should wear an equestrian helmet when handling horses.

Keep horses away from moving vehicles and busy walkways.

Choose a quiet location away from flags, banners and other objects that may startle a horse.

Return to your horse as soon as possible.

A real-life scenario

During a local recreational gathering, Lucas asks a friend to hold his horse while he retrieves equipment from his trailer. The friend is simply helping out and isn’t being paid. While Lucas is away, a nearby banner begins flapping in the wind, startling the horse. The horse pulls free, runs into the parking area and kicks the door of another participant’s vehicle, causing significant damage.

Although Lucas wasn’t holding the lead rope at the time, the vehicle owner believes he is still responsible for the damage caused by his horse and asks him to pay for the repairs.

Member spotlight

Unexpected situations like this can happen even when experienced horse owners take reasonable care. Because the damage was caused during the personal, non-commercial use of Lucas’s horse, the personal liability insurance included with a current Manitoba Horse Council membership may respond, subject to the policy’s terms and conditions. If a claim is made, the insurer will investigate the circumstances and determine whether coverage applies. Where it does, the policy may provide a legal defence and cover an insured settlement or judgment within the policy limits.

If an incident occurs, document the damage, collect contact information from witnesses and report the claim promptly. Choosing an experienced handler, using appropriate equipment and selecting a safe location away from traffic and distractions are simple steps that can help prevent accidents before they happen.

Since 1974, the Manitoba Horse Council has been dedicated to supporting horse owners, riders and equestrian organizations across Manitoba. To learn more about membership, education and member benefits, visit manitobahorsecouncil.ca.